Privacy Policy Overview

Definitions

This section explains the key terms used in this privacy policy to help you understand how your information is handled when engaging with KayaNowPath services.

Personal data means any information relating to an identifiable individual, such as name, email address, phone number, billing details and other identifiers provided when you register or interact with our services.

Processing refers to any operation performed on personal data, including collection, storage, retrieval, use, disclosure, transmission, modification, or deletion performed in connection with delivering KayaNowPath programs.

User refers to any person who visits our website, signs up for a course, purchases a membership, or otherwise interacts with KayaNowPath services, whether as a prospect, participant or client.

Service refers to the wealth mindset and business growth training, coaching sessions, digital resources, events, and related features provided by KayaNowPath via KayaNowPath.club.

Cookies are small data files stored on your device to enable functionality, remember preferences, and help us analyze site performance. We use cookies to improve user experience and measure engagement.

How We Use Your Data

KayaNowPath processes personal data for defined, limited purposes necessary to operate the service, communicate with you, and enhance program value while respecting legal obligations and your preferences.

• To register and manage your account, provide course access, schedule coaching and administer your membership.
• To process payments, send invoices and handle billing queries with our payment partners.
• To communicate course updates, enrollment confirmations, session reminders and important service notices.
• To personalize learning pathways and recommendations based on information you provide and your engagement patterns.
• To improve KayaNowPath content, assess program effectiveness, and perform product research and development.
• To maintain platform security, contribute incidents, and prevent unauthorized access or fraud.
• To comply with legal obligations, respond to lawful requests from authorities and protect our legal rights.
• To send marketing and promotional materials where you have opted in; you can opt out at any time via the preference link.

Legal Basis for Processing

Where applicable law requires identification of a legal basis for processing, KayaNowPath relies on the bases below depending on the activity and region.

• Performance of a contract: processing necessary to deliver services you have requested, such as course enrollment and coaching.
• Legal compliance: processing necessary to meet legal obligations, such as tax, reporting and dispute resolution.
• Legitimate interests: processing for improving services, fraud prevention and ensuring platform security, balanced against user rights.
• Consent: where required, we rely on your explicit consent for newsletters, marketing communications and cookie usage beyond essential functions.

GDPR and Data Subject Rights

For users covered by GDPR or similar regulations, KayaNowPath observes data subject rights and provides mechanisms to exercise those rights where applicable.

• Right of access: request confirmation and a copy of personal data we hold about you.
• Right to rectification: request correction of inaccurate or incomplete personal data.
• Right to erasure: request deletion of personal data when retention is no longer necessary or consent is withdrawn, subject to legal constraints.
• Right to restrict processing or object: ask us to limit or stop specific processing activities.
• Right to data portability: request transfer of provided personal data in a structured, commonly used format where feasible.
• Right to withdraw consent: revoke consent for marketing or optional processing at any time without affecting prior lawful processing.

Cookies and Tracking

KayaNowPath uses cookies and similar technologies to support core functionality, measure performance and tailor user experience. We provide choices for non-essential cookies.

Types of cookies used include essential (required for site operation), preference (store settings), analytics (usage measurement) and marketing (ad personalization) cookies.

Essential cookies enable login and course access. Analytics cookies help us understand engagement. Marketing cookies personalize promotional messages where allowed.

You can manage cookie preferences via the cookie banner on KayaNowPath.club or by adjusting your browser settings to block or delete cookies. Note that disabling certain cookies may affect site function.

Read our cookie policy and manage preferences on the KayaNowPath.club cookie settings panel.

Data Sharing and Disclosure

KayaNowPath shares data only with service providers and partners necessary to deliver services, comply with law, or when you explicitly authorize a transfer.

• Service providers such as hosting, payment processors, email and analytics vendors engaged under contractual confidentiality and security obligations.
• Professional advisors and auditors when required for legal, tax or compliance activities related to KayaNowPath operations.
• Legal and regulatory authorities as required by law, court order or toprotect rights, safety and property of KayaNowPath and others.
• Affiliated partners or program collaborators who assist in delivering specific training modules, with appropriate safeguards in place.
• Aggregated or anonymized data sets that do not identify individuals and are used for research, reporting and service improvement.
• Third parties where you explicitly direct us to share information, for example when you opt to join a partner event or referral program.

International Transfers

KayaNowPath may transfer and store personal data in countries outside your home jurisdiction to enable hosting, payments and third-party services. When transfers occur, we implement safeguards to protect personal data in accordance with applicable laws.

Safeguards include standard contractual clauses, data processing agreements with vendors, and where available, reliance on recognized adequacy decisions or appropriate technical and organizational measures.

Data Retention

We retain personal data only as long as necessary to fulfill the purposes described in this policy and to meet legal, accounting, or reporting requirements.

Account information and course participation records are retained for the duration of your active relationship and for a limited period after account closure to address disputes, legal obligations and legitimate business needs.

Support messages, feedback and correspondence are retained as needed to provide assistance, refine services and maintain an audit trail for quality and safety purposes.

System logs and diagnostic data used for security, fraud prevention and site stability are retained according to industry practices and may be aggregated or archived periodically.

When retention periods expire or you request deletion, we will remove personal data from active systems and take reasonable steps to delete or anonymize backups and archived copies in accordance with our retention schedule and legal obligations.

Security Measures

KayaNowPath implements administrative, technical and physical measures to protect personal data against unauthorized access, accidental loss, disclosure or alteration. Measures are reviewed and updated regularly to address evolving threats.

• Access controls and role-based permissions to limit data access to authorized personnel.
• Encryption of sensitive data in transit and at rest where practical, and use of secure payment processors for business transactions.
• Regular security assessments, patching, monitoring and incident response procedures to detect and address potential vulnerabilities.

Your Rights

Depending on applicable law, you have rights regarding your personal data. KayaNowPath provides processes to help you exercise these rights in a clear and timely manner.

• Access: Request a copy of your personal data and details about processing activities.
• Rectification and deletion: Request correction of inaccurate data or removal of data where permitted by law.
• Objection and restriction: Object to certain uses of your data or ask us to limit specific processing activities.
• Portability and withdrawal: Request data portability where feasible and withdraw consent for optional processing or marketing communications.
• Withdraw consent to specific processing activities previously agreed to, where applicable under law.
• Request restriction of processing when you contest accuracy or object to processing while we verify lawful grounds.
• Request portability of personal data you provided, in a commonly used machine-readable format.
• Lodge a complaint with a competent supervisory authority if you believe your rights under applicable data protection laws have been violated.

Exercising your privacy rights

To make a request related to your personal data, contact us at [email protected] or use the contact form on KayaNowPath.club/contact. Please describe the request and supply a copy of an ID or other verification to help protect your privacy. Include your full name, address, and relevant account details when available. We will verify requests to prevent unauthorized access to personal information.

[email protected]

We aim to acknowledge receipt of rights requests within 5 business days and to provide a substantive response within 30 calendar days. If more time is needed due to complex requests, we will inform you of the anticipated timeframe and reasons for delay.